Lucito Insurance Agency

The form(s) may be required for the following reasons:

Once you buy an auto insurance policy with an SR-22 rider, the SR-22 form is submitted by the insurer to the California Department of Motor Vehicles (DMV), which then files the form for a minimum of three years.

  • If you have any safety responsibility suspensions. For example, if you were an uninsured driver and were involved in an accident in the past, but did not pay the required compensation.
  • If you have any unsatisfied judgement suspensions. For example, if you as a driver were involved in an accident in the past and then you had an unsatisfactory judgement entered against you.
  • If you have a restricted license.
  • If you have had your license revoked.
  • For individuals convicted of DUI.

The SR-22 financial responsibility insurance form is required for specific drivers in California.

2540 Esplanade #14

Chico, CA


If you fail to keep your policy current, either by failing to pay

the monthly premium or dropping the coverage, the insurer

is required by law to report this to the state, leading to a re-suspension of your driver's license.